A family income of 200,000 Swiss francs is not enough.

Real estate prices are rising, incomes are stagnating, supply is growing only slowly, and low interest rates and immigration are driving demand. According to UBS’s “Real Estate Focus 2025”, this means that even households with an annual income of 200,000 Swiss francs are struggling to find affordable housing. What’s more, buying is once again significantly cheaper than renting. In addition, affordability rules are making it increasingly difficult for more and more households to buy their own homes, especially in the suburbs of Switzerland’s major cities.